Calls everyday like clockwork at work!! When I pick up it's a automated operator telling me to hold a rep will be right with me. Whoever it is for whatever purpose does not need to harrass me at work. If I have an unpaid medical bill...believe me it;s not my credit report. If I had the funds to pay it I would! They need to realize that people are having a hard time keeping their homes let alone pay off every small or large debt the owe. I'm paying on a few things that completely wipes me out with my recent paycut. Thank God I'm still employed!