I admit I was over drawn but am trying to take care of it.woodforest keeps adding nsf charges to my account each month and I have not written any checks for over 2 months.They also keep charging a $5.00 dailey fee. Tried to close the account but they won"t let me, now they have me oweing over $700.00 when it should have been around $200.00 is this legal banking procedure?I think not !! They just like to rip people off.