I have had the same thing happen on several occasions, but with automatic bill payments on my accounts. The money is always in the account, but they post the transactions and then return them with the same excuse that they were pending???? This bank is at best very shady disclosing any of these practices to their consumers and they will be in for a rude awakening when the new laws change. You can always change banks that is what I am doing and put your money elsewhere, but in these crooks hands. Nobody wants to bank with people they can't trust.

P.S. I am filing a complaint with the Attorney General regarding this bank, so maybe you should as well. After all this is our money they are steeling and they don't make payments to anyone when the transactions are pending. Why are they not posted when they come in...very shady people