Green credit solutions took my money for loan modification and I ended up doing most of the work myself. In the end I ended up with a modification that had a balloon payment after 30 years that states I have to pay Option One/AHMSI the principal in FULL $544, 000 plus interest and fees.

This was definatly preditory lending, when I asked for the name of the loan officer that did my loan I was told they did not know. There was no explanation for the reason this addendum was signed by a assistant secretary and not my load officer.

Something needs to be done about this, at the end of my life they can seize any assets I have and I will have nothing to leave my daughter whom I a raising by myself. I was with Specialized Loan Service, this was something in another loan from American Home Mortgage (Option One) That is following me around. There was no negotiating done regarding this “Balloon note addendum”

This company took my money and did not do any research and AHMS took advantage of this. I want my money returned and I need a TRUE loan modification with no balloon note addendum. Something has to be done about this.