I went to the credit card co. and told them about the unarthorized charges and I was told to send in inform. proving the scamed me. I did this and the credit card co. ORCHARD BAK would not take the charges off or help in any way. Plus, they added the yearly charge at that time knowing I would be over my limit and charged me a 30.00 fee for that. DO NOT EVER GET A CREDIT CARD FROM THESE PEOPLE. They are just as bad as the scammer.