My credit card number was stolen on line and used to make fraudulent purchases. The bank removed all the charges and cancelled my Visa account. A letter arrived for me stating I had an over due account at Oreck for $687.93. This letter was sent to the wrong address and for an item purchased fraudulently. I do not want to get bad credit for a purchase I never made. After the payment on my visa was denied Oreck should have dropped the charges not try to collect from me for something I never even ordered or received.