Pac life agents sold insurance inside plans that IRS audits. Benistar was raided by IRS and people in the plan will now be audited. For help see www.taxaudit419.com and www.vebaplan.com and good luck.Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways - chardonnay in one hand - chocolate in the other - body thoroughly used up, totally worn out and screaming 'WOO HOO, What a Ride