I don't have much detail, but I just checked my checking account and there was a $30 check being put through that said incleared check or soemthing like that anyways...i don't write many checks or transact that way...it's usually debit card, so since i have had this happen before i called my bank and they said it was too early to tell but they gave me the number 1-866-235-7681 and said that it said Payment Assistance...she asked if i had applied for anything online for payment assistance and all i could think of was a payday loan that i didn't quite apply for b/c the company said that they didnt do business in my state but would refer me to their affliates...uuuuughhhhh...well after that i had several numbers calling me wanting to give me payday loans and several emails, just alot of junk, good thing i have a caller id blocker app...well...i hate too but i will just close the account and open a new one with the bank...i reallly reallly hate that...i called the company and of course they sounded like they had heavy foreign accents and was trying to ask for my info. i didn't want to give anything...yes they will refund you the money but who wants to keep their account opened...first i want to see if my bank has a policy like credit reports where they can contact me before cashing checks or anykind of transaction like that...i wish there was...i really thought this was a direct lender and not just a matching place...this sucks big time!