Note world has stopped debt settlement companies from being able TO access their customers payments that are being processed through ACH wire transfer. NOTE WORLD claimS they are a third party processor. But yet allows companies to defraud other companies and NOTE WORLD does the dirty dead for the fees. NOTE WORLD believes they are exempt from any wrong doing and they claim they are not responsible for the actions that they take against the debt companies, by redirecting monies owed to other companies. This was done to defraud companies out of their hard earned money and NOTE WORLD IS OKAY WITH THIS ACTIVITY