I had deposited a check for only $1, 000.00 into my account and BofA held the check for 14days. they ripped me off so bad, I had so many little checks bouncing for amounts such as $8.00 and $12.00 for my childs school lunch, I was charged so many overdraft fees and Bof A said they could not do anything about it. By the time my money was deposited back into my account I was at a negative balance of $-1368.69 But I did notice the beautiful new red signs outside of their bank branches, I guess you can say I get to pay for those also... I will never recomend this bank to anyone, and my husband and I are going to refinance our home loan with someone else as well... thanks for nothing BofA... sincerly, Amanda