The lady that called was abusive on the phone. When I told her I didn't want to be called on my cell ph # because it costs me money she said she wasn't going to take it off the list. When I asked for the fax # for a cease and desist then, she wouldn't give it to me and told me I was going to get the calls any way. When I told her that I would be glad to pay if I had the money, she said I needed to pay anyway - if I could afford to pay my house payment and utilities I could pay this bill. She told me to get a second job...I told her I was already working 2 jobs and didn't know when I might be able to get a 3rd one in. She refused to give me the fax # and she hung up on me. I called the number back to get the fax # and it was the same lady. She said she wouldn't give me the fax # unless I asked nicely...so I asked and said please - her response was 'please pay your bill' and hung up on me again. I called the 866 # and a guy there was nice enough to get me the #. If I won millions of $$$$, I would give them a dime.