We had discovered their services through the internet. We were notified by Darren and were told that we were pre-qualified for an SBA loan. We were told that we needed to pay a $40.00 fee to run our credit and $495.00 for an application fee. Needless to say it never amounted to anything and caused us four months of aggravation, grief, and damages to our finances as we stopped financing with a legitamate bank.