I got a small loan from PLS when my company had cut our hours and salary because of lack of work. I paid the interest only for a few months, then finally our job just stopped and I was not able to find another one for one year. I was on unemployment benefits and out of that my child support for 2 children plus their insurance came out.I had lost everything during my divorce so my mother helped me buy another car and I was trying desperately to not lose it. I got so far behind that I could no longer pay on the loan. Today I got a letter from the D.A's office stating that PLS had turned in my check as a "hot" check. Since they are a check cashing company they may have just turned it in as one I had written and not told the D.A. that it was for a loan and I don't know if it makes any difference or not. I paid so much in interest that it probably covered the complete loan I got but apparently that does not matter.I have had a new job for about 5 or 6 months and am still trying to get caught up on all the bills and they have done this. I hope the government just intervenes and stops ALL PAYDAY LOAN companies from doing business because they are total rip offs. Please don't use this store.