I cancelled my Freescore.com account the day before it was required in my agreement. I have documentation within my email of my agreement and my confirmation for cancellation. This morning it would figure that I would get an email from PayPal that PM Identity tried to charge my acct. $19.95, and fortunate that I didn't have enough funds in there. Thank god its not my actual bank acct. because this stuff can lead to overdrafts. However I will be reporting them to my bank just in case.

If you are mystified by how you could have gotten charged by this company, then you need to think back and see if you used a credit reporting site that promised a free trial, and you simply didn't read your agreement for the cut off date and how much you 'd be charged after.