A Mr "Redman" called my phone saying he was a financial rep for PNC Referral Services claiming his company was approving me for a 5000 loan. I dont even remember submitting an application with this"company". So...I said fine, give me the company's full name, physical address, all relevant telephone numbers, the company business ID, his employee ID, to send me all relavent documents so I could, with a lawyer, look over the documents to make sure everythig was legit, and so I could contact the BBB for a report on his company...you can guess what happened next...his voice began to waver, he stated"Well Mr Walker I can see you do not wish to continue further with your loan application. I said" Sure I will, just give me the requested info I asked for...after all, you want all MY relevant information, and I want all your and you companies relavent information, to make sure all is legit and all the i's are dotted and all the t's crossed...he replied"we are gladly terminating your application sir, goodbye". He hung up faster than Quicksilver!!! And they would not answer their phones after that...So...Come to your own conclusion...can we all spell SCAMMER???? So, in my own humble opinion...this "company "is, to say the least...QUITE suspect.