I have an unauthorized charge of $39.99 on my credit card. I joined for one year. After joining, the web site would never let me play chess. The web site worked great until I joined. I never gave permission for my credit card to be left on the site nor for any more charges to be put on my card. The credit card has an expired date on it but the company Intrust allowed the charge. I will never pay it. Glad to see that I am not alone in dealing with this company who seem to be scamming people.