I signed up to get my free credit report. The website stated that my checking account would get charged $1.00 if I don't cancel out within 7 days. I canceled out in three days and they charged my account. My account was overdrafted for over $100.00 dollars worth of services I didn't sign up for and my bank charged me several overdraft charges. Currently, my account is over $400.00 worth of charges. I never thought that trying to receive my credit report would cause so many problems. This company refuses to pay for all these charges so others please BEWARE!