STOP THE SCAM W/ QUANTUM FINANCIAL SOLUTIONS. This company will give you a quote for you to pay upfront. They will tell you this is your flat fee to solve your problem. They will promise to get you a low monthly payment ($200 in my case) with the IRS, and then... just 2 weeks before they are due to save you, they will turn on you and make you afraid of the IRS. They will tell you how hard it will be for them to go forward with the material you have provided... but if you will send them a few more thousand dollars, they can get the job done. This happened to me... and I have been in touch with others who have experienced the same problem. So I will post this complaint often until they refund my $1800, or until we have enough people to move forward with a class action. In my recent bout with Quantum, they agreed to send my paperwork on without charging me more money. They did this asking that I retract my comments from the complaints board. So... the IRS received an incomplete, unsigned From 433A. I feel deeper in in trouble than ever. I am winging this on my own now. Somehow the Agents at the IRS have pity on people who have been shafted by firms like Quantum. Other firms need not contact me. I do not trust any of you now.