I never authorized any such payment. I never even heard of this company, I see that there is another complaint regarding this same company. The payment came out of my account on 03/22/2007 and it put my account in a negative status as well. I was also charged the $32.00 insufficient charge from my bank. I have no idea how people can get away with this. I tried to call the phone number that shows on my banking statement 1-866-379-5984 and I get an answering machine which says that the best way to contact them is to go to www.quickcardservices.com. I am calling my bank first thing in the morning to see if they will refund my #32.00 and to see how to file fraud charges against this company!