Was working with katie muth sr mortage banker told i needed to pay 400.00 to process my loan.i was told after the loan was approved the deposit would subtracted from loan.i used my credit card in good faith.they never asked me what type type of home i have found out they do not refinace moble homes to late.when i asked when i would get my deposit back i was told i had to on the companys underwriters.do not do business with this buyer beware.