Wow, I dont understand why they say that to see yourCredit Report is "FREE" because I have been charged 2 TIMES A MONTH for months. $14.95 x2= $30 a month. I canceld it last year after I noticed my very first charge for $14.95. Today I decided to actually read my C.Card statment and noticed that not only have they still been charging me AFTER I CANCLED but have been charging me 2 times as much!!! 30. And that $30 made my balance above the limit so I got charged another 30!!! So this bill is an extra 60 I have to pay! WTF. And on top of it I NEVER EVER EVER SAW MY CREDIT SCORE. The irony of this is now this "Free"Credit report put a negitave on my score cause it made me go over my balance.!!!