I am so tired of receiving bills from QVC/GEMB that are always late and show an amount past due. I never receive a bill on time and I am never notified by email, phone, or postal mail that I have a payment upcoming so I can pay it ON TIME and not accrue past-due amounts. I have other things going on in my life that are important and need my attention; I do not need to babysit companies that use fradulent practices to obtain money from their patrons. It certainly doesn't make these companies attractive to prospective clients. Does anyone care to check into these companies' accounting procedures? I guess not, since there are so many complaints against both companies and no actions have been taken to rectify the problems. I refuse to pay past-due amounts and will continue in this fashion. They don't care about me, why should I care about them? I have nothing to lose, since my credit score is already a mess. I have no actual "credit cards" and do not plan to apply for any, I have a steady income due to a disability and, frankly, I do not care to play "the money game" these companies use on unsuspecting individuals. As the saying goes, "you can't get blood from a turnip." Thank you, Lisa Warner