Stay away from this business. They are a fraud and you will pay dearly. They have a reasonable rating with the BBB because they pay them for it. There are several complaints that have been filed, however, not listed by the BBB. I know, I am one of them. If I had a scanner I would attach their response to the BBB. All lies. They have done not one thing in three years, 9 accounts and 3 judgments later. Over 10, ooo deeper in debt. Do not buy into their bull, they talk a great talk but they are scammers. Try anything else. You will NOT get your money back because the scam is there are no promises. There is no "attorney network" to help you. So if your feeling as if that is the deal maker for you, like it was for me, forget about it. It's a fraud.