I agreed to pay $1.97 for an online money software kit, and the ad didn't state anything about a free five day trial. Two weeks later my debit card was charged an additional $89.11. I went back and read the terms and conditions, and found it was on a free trial basis, but it also stated that I had to complete an application before being accepted, which I did not. It further stated that they wait 30 days after the trial period to debit my bank account, and they did not. Word to the wise, always read the terms and conditions before buying online.