After speaking with this company today and was told I was going to collections since I did not pay my bill I authorized them to charge a "settlement" fee to my credit card. After giving them my information I did some research and I don't think they are telling the truth. I went on there web site and was unable to find my listing that they told me I have been listed since Jan 26 2010. I think this is a scam. My credit card company sent me an alert e-mail saying the charge they made on my credit card was from an over seas bank. This just all together is not feeling right.