HAS ANYONE HEARD OF ROTH FINANICAL, I APPLIED FOR A LOAN THEY SAID I WAS APPROVED BUT I WOULD HAVE TO SEND 900.00 DOLLARS FOR INSURANCE REASONS AND THEY WOULD SEND ME MY MONEY BUT AFTER ONE YEAR IF ALL MY PAYMENTS WERE ON TIME I WOULD GET THE MONY BACK . I WAS WONDERING IF THIS IS REAL OR ANOTHER SCAM?