Dear Hsbc,

Pls note i hv an home loan account with you guys # 052 318755 006. Pls note i hv been paying my home loan instalments regularly without any fault from last four years.
Since i hv been floating interest rate as all the banks slashes their interest rates we excpect that HSBC will also reduce. I am sorry i will not pay my montly instalemnts till HSBC will slash my interest rates on home loan.

Pls feed back immdeiately.

Kuldeep Kak