I was also a victim of the Salute Visa Gold Card. They canceled my card with no advance warning and now they are calling me 2-3 times a day telling me I am past due on my account and are adding on $35 late fees, they also took a phone payment from me and told me no charges would be added if I paid it that day. Well here comes my statement and I have a $12 phone payment fee added to it as well as a $35 late fee. I thought they were a pretty good credit card company until they pulled this. I told them over the phone the other day that this was a very unethical way of doing business, and that I was not one bit happy about the way they were conducting their business. I also told them to quit calling every day, because they were running up my cell phone bill.