I am a Sam*s Advantage Club member and applied for their credit card to be denied.I once was an advantage credit card member in good standing .My husband of fifty one (51) years passed and my mode of transportation became a problem, so I decided to pay off my account and keep the advantage member card which I did .My transportation situation improved and i was able to shop more frequently so I decided to re apply for the credit card to be denied twice because the clerk submitted the request two times?the reasons I was denied stated it hhad been judgementally reviewedand denied for the following reason:"Poor Payment History with Credit Programs" Truly untrue. I hope something can be done to correct these unethical practices.