My loan was recently bought by Santander USA from HSBC Auto finance Company. My end date on the loan was August of 2010 but, I had two extentions that would of made the end Date on October of 2010. I have some late payments which I since made up on the following months. Santander claims that I owe over two thousand dollars on which it will end in April of 2011. I printed out the history of all the payments that was made and added up all late fees and interest and found out that the loan should of been paid in full by december of 2010 not April of 2011. Brought this to Santander usa's attention but nothing was done. Santander still claims I owe this money. I used the worse case scenario by multipling 72 months of late fees of 9.50 even though I was not late that many times and multiplied .75 times 900 even though it was not the total of interest I owed to see how they say I owed. It still does not add up. please help! you can contact me at my email [email protected]