I have applied for SBI credit cards two times in a year, they have taken all the important documents, after some days i recieved verification call on my cell and also on my landline numbers etc. After that i got sms that your request has been proceeded, AFter that i recieved another sms that your Card is rejected due to some reasons. I called their customer care and ask for reason but they are not ready to give any reason of rejection. Then again after 7 months i applied and again same procedure happened. They always says that now this time it will be approved and everytime they rejected, Atleast they can provide me the reasons so that next time i will take care of that.