I am ARDENDU KUMAR SINGH.I am a govt teacher and working at govt. middle school lodna, jharia1, dhanbad(jharkhand).my payment account (A/C NO-10746195203) in sbi jharia bazar, dhanbad.I want to take a personnel loan 4-5 LAC.Last 6-8 month i try about it.in that time Mr s.k.prasad is Br. manager.He many time says to me, you come after 15/30 days. 2 month ago anew Br. manager(Mishra ji) join there. I meet new manager 3 time about loan. why he not interested to give me loan?WHY? PLEASE HELP ME. how can i take personnel loan through sbi jharia bazar branch.