Charles Schwab provides investment and financial services that allow clients to invest on their own, trade through thinkorswim, automate investing, or work with a financial advisor. Its brokerage accounts support investments in stocks, ETFs, options, bonds, mutual funds, and other products. Schwab also offers retirement accounts including Roth IRAs, Traditional IRAs, and Rollover IRAs. Schwab provides wealth-management and financial-planning services, including personalized investment guidance, retirement planning, tax planning, estate planning, risk management, and banking and credit management. It also provides banking services through Schwab Bank, including Investor Checking and savings products linked with brokerage accounts. Schwab also provides investment research, investor education, trading platforms, financial planning tools, and customer support. Its website states that live online assistance is available 24/7.