I bought a fridge from Sears outlet and using their 6 month free finance which the service person talk me into.
I checked my statements every month to make sure I paid the charge in full, The last statement I received is April and the minimum is 0 and due date is May 12th, I roughly knew it is about time and then I paid it in full. But when I checked my statement today and I was charged about $210 for interests because I did made the expired date and then I called the customer service to see if they can waive the charge since there is no sign of warning that the expired date is and she said it is can not be waived.
So do not buy anything from Sears and do not trust any promotions that Sears promise!