I had a transaction of $10.54 and another for $43.40 for a total of $53.94 which should have left me a balance of $21.06. According to Citi/prepaid card all I had left was $19 plus change. I then made a transaction of $18 which makes a total of $71.94. Later I found out that $3.06 was charged against the card because SEARS screwed up when attempting to place two on-line orders for me. I swear they are either in partnership to save money or Sears has some really inept personnel. Rebate cards are not worth it but if you do get one use it immediately and do it in person you might actually have a chance of getting the full rebate.