I was looking for a pay day loan. I filled out several applicatins online. . A few days later I checked my checking acct. I was a negative 74.00 due to a 49.99 charge from this company. My bank gave me the 800 number to call as well as the check number. I called the company and cancelled the card. I was given a confirmation number. The next day I call to confirmed if it had been cancelled. The representative told be I had been approved for a credit limit for 10, 000.00. and would only have to pay 19.99 per month. Don't be fooled if they took money from your acct without your permission. There's no telling what they would do for this type of credit limit. BE AWARE !!!