This company is my 1st mortgage i was out of work for a month & they told me not to worry about my mortgage payment that when i returned to work call them and they would work out a payment plan with me. When i returned to work and called to work out a payment plan they said there was nothing could do for me to help me that i would just have to pay it as i could and it would report against my credit it not paid in full.

In the mean time i have tried working with them to get a lower intrest rate as i am on an arm but since it didnt adjust they wont work with me until it adjusts.

Its a TERRIBLE Company do not choose them as your mortgage company if you have a choice. They act like they will look out for your best intrest then when it comes time to help you they screw you over and basically say well it looks like you can afford the house so just sell it.