i didnot gtve them permission to hold out 99.95 out of my bank. when i called, the lady told me there would send info by email the next day and i could buy the amount on line and i couldnt get a refund back on my money. that was the only way i could use money and get back. i have not received any thing or a word from them. this has been 2 weeks ago. im a disabled widow, what can i do? please help also caused me to be in overdraft and the bank charged me another 70.00 for overdraft fees.