I was told that when they wanted me to get a card from them that I would recieve the package in the mail and than it was not approved yet. I told Sam carter that I didn't want it and he said it was not approved I had 14 days. I called the next day and said I didn't want that card I didn't have the 99.00 to pay for it. He lied and took the money out yesterday and my account bounced 131.00 total. It was on the 3rd when we first talked. I am now going to call the better business breau against you.