I have had automatic withdrawals of $9.99 from my personal bank account, 2 of which resulted in overdrafts and of course, overdraft charges. My bank provided me with a customer service number who provided me with a fax number to send my account overdraft info and complaint to. I did this and got a response saying that I had signed up for this (so called) service and according to the terms and conditions of my enrollment I cannot be reimbursed for the charges or overdrafts but that they have, however, canceled my account and refunded my membership fee.

I have never heard of Shopping Essentials+. I don't know where they got my information. I have never received any benefits, and have certainly never provided my account number to anyone to purchase a membership of any sort and never authorized automatic withdrawals. So I don't know what to now except keep hassling them to reimburse me for these charges.