SKS Associates attempted to debit my bank account for $195.00 claiming underpaid taxes, and fees not collected by Northern Leasing. Northern Leasing agreement was completed in 2009 and paid in full. (Actually overcharged by two months). Stopped payment on debit transaction, called SKS Associates and got no satisfactory response andam now preparing to have my attorney send a letter stating my position and warning of fraud as per my bank.