I purchased a bed from Sleep Train in Vallejo in August of 2006. I was talked into signing up with your credit card company and I took advantage of your deferred interest for a year. I made the final payment and sent it out in July of 2007 before the August due date. I was charged the finance charge because you representatives told me the check was not posted until August 9th 2007. I am very upset with your company and canceled my card on September 18th 2007 because of the lack of help from your representatives. I don't know if this is a scam or standard business practices that your company participates in. I will no longer be doing business with your Credit Card Company or Sleep Train. I will also be forwarding this letter to the BBB and posting it on the badcreditcards.org.