After only minutes of requesting a payday advance, this company withdrew money from my account. I immediately called to complain and requested a refund, which they said they would and gave me a refund authorization #. I am still waiting for the credit to my account, it has been over a month and I have called each week to no refund yet. This is not the last of it. This is only the first complaint. I will file more with the BBB and other consumer alerts.