Not really sure why GMAC sold our second mortgage/equity line to this company after making all payments on time. Have had nothing but problems with this company. First they wouldn't let you pay on-line thru your bank site. Then I gave them my change of bank information and now they are saying I'm delinquent. Trying to foreclose on us as they do others. How can this mortgage company be allowed to practice business with these ethics and standards. Someone needs to investigate them and close them down...