Stidham’s Credit Formula provides clear, proven, and easy-to-follow educational resources that help individuals understand, manage, and improve their credit. Founded by James R. Stidham Sr., the company delivers practical credit-education tools, guides, and formulas designed to empower people with the knowledge they need to take control of their financial future. Our approach is simple: teach the real methods, eliminate the confusion, and provide step-by-step instruction anyone can use. We specialize in credit education, financial awareness, and personal development through books, courses, and digital learning programs. With decades of management experience and a trusted, traditional philosophy, Stidham’s Credit Formula focuses on honesty, clarity, and results-driven instruction—helping everyday people build confidence, strengthen their financial foundation, and take meaningful steps toward long-term success.

Business hours:
Monday – Friday: 9:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed

Contact us
Stidham’s Credit Formula
2409 Bethel Road. Suite 313 Chester, Pa. 19013, USA
Phone: 1 877 841 1963
[email protected]