I applied for a $7000 loan for house repairs. The loan consultant, Steven Watts called and sent an email to say I was approved. He stated that the phone calls would be recorded. He stated that I would have to pay the first 4 months of the loan up front which was $734.00 through moneygram. After you have sent the money, call back with the receipt number, and you will receive the $7000 within 24 hours in your bank account. Of course I did this, and it has been a week and I haven't received anything. He will not return my calls, and the customer service department never answers the phone. I wish there was something I could do to stop this company. They send emails and everything! I have his voice on my voice mail also.