Just discovered this charge on my home phone bill from a company I've never heard of for a membership I didn't even know existed. The charge was $14.95. When I called I was told that I did authorize it via the internet from the less than polite male operator. He said he would stop further billing but that I will still responsible for the charge since I had access to the membership. I insisted that I would refuse charges and dispute with my phone company and also file a complaint with the FCC (which I did). He then put me on hold and came back on to say he spoke with his "supervisor" who said they wouldn't hold me responsible for the charges. I had to look this company up online to see what services they provided and found that this is the way they do business, it's called CRAMMING!