Actually there is two with the latter being Allstate financial group. offering loans to U.S. citizens of 5000 dollars to 200,000. They require an upfront fee of the first and last month payment and expect you to money gram it to them and then you get your money within 8 to 12 hours. This can range from 400-1000. Jim Callahan and others are the scammers Kirsten Rogers never send a down payment to get a loan.