SIR,
I HAVE BEEN PAYING MY LOAN AMOUNT BEFORE DUE DATE AND IT WAS GIVEN ONE MONTH AHEAD AND ONE FINE DAY WHEN I WAS PAYING THE DUE I WAS INFORMED THAT I DELAYED AMOUNT THRICE WE ALSO PAID THE FINE NOW WE ARE AAAABOUT TO CLOSE WE ARE AGAIN INFORMED TO PAY 8OO/- AS ODC AND IT IS CALCULATED AS PER DAYS .WHY THIS DOUBLE FINE ?