This company has just taken my money and never would do a follow up e-mail or phone call unless they wanted more money. Their stories were not the same and they did not do what they said they would do. I now have great representation and am being guided correctly by helpful not hurtful people in the business... I give TRS a (F) for failure to do what they promise... They just want to drag everything on so they can keep draining your funds only to get you behind even more... In my opinion this company shoud be put out of business... I trusted my whole situation on this company only to find out that it is a big "SCAM"... What and who do you trust in this world... I was raised with Morals and Ethics. This company sure does not have either from what they have done, or should I say " NOT DONE " for my situation... In a nut shell from what I went through... " STAY AWAY FROM THIS COMPANY ". David/ Texas